Feast or Famine….What will you Have?

I know that we have been tricked – fooled by our school system and our culture. We have been taught that to be successful we must get a “good” education, get a “good” job and retire after 40 + years of servitude to some thank less employer. That might have worked before, but not today.

For example, take my step mother. Both her and my Dad worked for the Department of Water and Power in Los Angeles. My Dad has passed on – but my step mom still receives her and my Dad’s retirement. She gets a great income every month and “all”; I mean “all” of her medical is paid. She even gets a rebate check to cover her medicare deduction from Social Security.

She has been collecting retirement for the past 26 years. She gets a cost of living increase every year. She did good…she has a decent retirement.

Now me, that is a different story, I am a Vietnam Veteran. I have worked numerous jobs throughout the years. My last job I had for over 24 years. Out of the blue and with no warning I was fired. BAM! Life kicks you where the sun doesn’t shine. No retirement, no health insurance, in fact, for the lousiest insurance it cost me over $900.00 a month. I pay for everything until I meet the $6,000.00 deductable. Sweet, Huh?

You see, we have been ripped off by big corporations and our government. Back in 1974, companies started, or should I say stopped offering defined benefits plans like my step mom enjoys. They started offering defined contributions plans – better known as 401K’s, IRA’s, and Keogh Plans.

Our problem is that if we survive for very long after we retire, our defined contribution plan, or saving plan can dry up. If it is not funded with enough we will have less and less to survive on. I have heard it more than once that 95% of Americans are at age 65 are either dead or dead broke.

I don’t know about you, but the past has not been kind to the stock market or to me and my 401k or IRA. It gobbled up about 60% of what I had, and it doesn’t look like it will give it back. And I don’t see any bailouts coming my way. So my future does not look all that “rosie”

So what am I going to do? Why I am going to pick myself up, dust off the hurt, learn how to market and then educate myself financially. I am going into business for myself and I am going to chase and capture my “Dreams”. I am on a mission to help myself and all that want to follow.

In fact, that is what I am doing now. I thank my boss for firing me. I have found the perfect opportunity and have learned how to take care of myself and my finances. I have enlightened myself about many things. I have figured out who I am and what I want out of life and what I want to do with the time that I have left. I will not settle for anything less.

I now have time for myself and my family. I am not worried about my future because I have learned that if I help enough people get what they want, I will have more than I could ever want. I feast every day and love everything and everybody that I meet. I have abundance beyond my dreams.\

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